"Now is no time to think of what you do not have,
think of what you can do with what there is."

  - Ernest Hemingway 

Welcome to our site.  Today, older Americans face financial challenges previous generations could not even imagine. As specialists in retirement and legacy planning, we understand that retirement is a time when you may be asked to make some of the most significant financial decisions of your life. These important decisions will determine how you and your family will live for years to come. We can help you understand your current financial position and assist you with the creation and maintenance of a financial plan designed just for you. The goal of this process is to help you maintain your lifestyle and enjoy financial security in retirement. 

We offer objective, experienced advice and access to a variety of services and products to help fulfill your objectives. As independent practitioners, we enjoy the freedom to choose the services and products that best suit the needs of each client. Our offices are not controlled by any other entity nor are we subject to any predetermined outcomes or quotas. Our professional allegiance is to our clients.

 We welcome you to browse our website to learn about our practice and our capabilities. We believe that this will help you understand why we enjoy the trust and confidence of our clients and how we might be of service to you.

 

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

More Calculators →

HOT TOPIC: Celebrity Estate Planning Gone Wrong

Ever notice that celebrities seems to be experts at leaving their estates in chaos? Fortunately, their mistakes serve as useful reminders of why estate planning is so important.

A Graceful Departure

An exit strategy is important for any business owner who plans to leave the company he or she has nurtured and built.

Are You Making These Cash Mistakes?

With interest rates at historic lows, what should you do with the money you save?

Shelter Your Retirement Lifestyle

An umbrella liability insurance policy takes effect in the event that the limits of your primary insurance policies are exhausted.

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