Legacy Financial

Workshops

Phone 603-647-7166
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603-647-7166

SAVING AND INVESTING WITH CONFIDENCE

Is Funding Your 401(k) Beyond the Employer Match Costing You Money?

In today’s financial climate, saving and investing for your future can be a risky and emotional experience. With low interest rates, the threat of inflation and high market volatility, it is difficult to know what to do.

In the past, conventional savings accounts were a safe place to keep and grow savings. However, due to low interest rates and inflation, such savings tools can create a drag on your financial plan. Today, most families use their retirement plan as a savings vehicle. But tool has challenges in that there are government rules that limit access to the funds and you may encounter significant market risks.

Such choices lead to unfortunate wealth transfers via limited growth and limited liquidity. But, if transfers can be avoided, the found money could be used to help grow wealth, pay for college, fund your retirement, or simply enhance your current lifestyle.

At this workshop, you will learn:

  • A road map for determining the savings and investing formula that can work for you.
  • A 100-year old financial strategy that can add peace of mind and security to your future.
  • How to create a savings plan that gives you access to cash when you need it without penalties or taxes.
  • How to recapture almost entirely the cost of every major purchase you’ll make while maximizing the value of compound interest.
  • The power of retaining the purchasing power of your hard-earned money through a strategy with competitive, tax-free returns.
  • Alternative retirement savings strategies that can help create tax-free retirement income.
When: Tuesday, October 24, 2017 – 6:00 P.M. – 7:00 P.M.
Where: 1361 Elm Street, Suite 100
Manchester, NH 03101
Host: Legacy Financial Solutions, Inc.
Phone: (603) 647-7166

SPECIAL NEEDS PLANNING: TAKING CARE OF THOSE WHO CAN’T TAKE CARE OF THEMSELVES

Taking care of an individual with special needs is a lifelong commitment and beyond.  What steps can you take to ensure that your loved one will be cared for once you are gone?

At this valuable workshop, you will learn:

  • 6 essential planning documents to protect your loved one
  • The special needs trust solution and funding options
  • 3 alternatives to a trust solution
  • Steps you can take to help avoid disqualifying your loved one for government assistance
When: Wednesday, November 8, 2017 – 6:00 P.M.
Where: 1361 Elm Street, Suite 100
Manchester, NH 03101
Host: Legacy Financial Solutions, Inc.
Phone: (603) 647-7166

RETIREMENT SOLUTIONS: INCOME PLANNING

The ultimate success of your retirement rests on 2 questions – and they are not, “How big is your 401(k)?” or “How fancy is your house?”  Retirement success is not about your assets.  This is a paradigm shift in thinking.

We have been taught to save as much as you can for retirement in order to be successful. But numbers on paper can disappear due to market corrections, divorce, illness, etc. You can only do 2 things with your accumulated wealth – spend it or leave it. The two key questions on which your retirement success rests are:

  1. How much guaranteed lifetime income do you have?
  2. Does your plan take the key retirement risks off the table?

In this program, you will learn:

  • The 6 common mistakes retirement mistakes that can cost you and your family thousands of dollars.
  • A simple 5-step process to efficiently turn your retirement savings into retirement income.
  • How to optimize your resources, add to your income and lifestyle, and eliminate the #1 retirement risk – longevity.
  • How to add happiness and security to your retirement years, which can actually add years to your life!
When: Tuesday, November 14, 2017 – 6:00 P.M. – 7:00 P.M.
Where: 1361 Elm Street, Suite 100
Manchester, NH 03101
Host: Legacy Financial Solutions, Inc.
Phone: (603) 647-7166

RETIREMENT SOLUTIONS: TRUSTS FOR THE AVERAGE PERSON

Trusts are a terrific tool to help you avoid probate and estate taxes. In this program, you will get a comprehensive introduction to the use of trusts and how this basic legal tool can save your heirs time and money after you die.

In addition, we will explain how the trust can be used to:

  • Avoid the costs, public notices, and time associated with probate
  • Shield assets from the costs associated with a nursing home
  • Provide for a special-needs family member
  • Block creditors from assets to be left as an inheritance for your children
  • Protect assets from divorcing spouses
  • Add limiting provisions to assets left for spendthrift family members
When: Wednesday, December 6, 2017 – 6:00 p.m. – 7:00pm
Where: 1361 Elm Street, Suite 100
Manchester, NH 03101
Host: Legacy Financial Solutions, Inc.
Phone: (603) 647-7166

HOW TO INCREASE YOUR RETIREMENT INCOME SAFELY

A critical information workshop for those at or near retirement.

With $20 Trillion in national debt and $105 Trillion in unfunded liabilities, the U.S. Government will most likely have to continue to increase fees and taxes. State governments, many facing similar financial challenges, are doing the same thing!  Will your income keep pace against these trends?  Are you at risk of running out of income in your retirement?

This workshop will help you learn:

  • How to protect our retirement income from the ravaging effects of inflation or on the flip side, deflation?
  • The 5 biggest investment mistakes, and how to avoid them.
  • How to minimize or completely reduce income taxes wherever possible.
  • How to increase your retirement income safely.
  • How to reduce or eliminate taxes on your Social Security Income.
  • Understanding the #1 risk factor to your retirement income security.
When: Tuesday, January 23, 2018 – 6:00 P.M. – 7:00 P.M.
Where: 1361 Elm Street, Suite 100
Manchester, NH 03101
Host: Legacy Financial Solutions, Inc.
Phone: (603) 647-7166

Is Funding Your 401(k) Beyond the Employer Match Costing You Money?

In today’s financial climate, saving and investing for your future can be a risky and emotional experience. With low interest rates, the threat of inflation and high market volatility, it is difficult to know what to do.

In the past, conventional savings accounts were a safe place to keep and grow savings. However, due to low interest rates and inflation, such savings tools can create a drag on your financial plan. Today, most families use their retirement plan as a savings vehicle. But tool has challenges in that there are government rules that limit access to the funds and you may encounter significant market risks.

Such choices lead to unfortunate wealth transfers via limited growth and limited liquidity. But, if transfers can be avoided, the found money could be used to help grow wealth, pay for college, fund your retirement, or simply enhance your current lifestyle.

At this workshop, you will learn:

  • A road map for determining the savings and investing formula that can work for you.
  • A 100-year old financial strategy that can add peace of mind and security to your future.
  • How to create a savings plan that gives you access to cash when you need it without penalties or taxes.
  • How to recapture almost entirely the cost of every major purchase you’ll make while maximizing the value of compound interest.
  • The power of retaining the purchasing power of your hard-earned money through a strategy with competitive, tax-free returns.
  • Alternative retirement savings strategies that can help create tax-free retirement income.
When: Wednesday, February 7, 2018 – 6:00 P.M. – 7:00 P.M.
Where: 1361 Elm Street, Suite 100
Manchester, NH 03101
Host: Legacy Financial Solutions, Inc.
Phone: (603) 647-7166

4 STRATEGIES TO PROTECT YOUR RETIREMENT FROM LONG-TERM CARE RISK

Almost a quarter of those over age 65 are receiving some type of long-term care, either in the home or at a facility. A longer life expectancy means an increased probability of requiring nursing assistance and for longer periods of time.  In New Hampshire, care in a facility can easily cost over $100,000 per year.  It is enough to disrupt anyone’s retirement plan.

Learn how you can prepare for this risk, and add security to your retirement assets for you and your spouse.

At this program, you will learn:

  • The 4 distinct ways to manage the financial risk of long-term care.
  • The differences in government programs designed to help you with your care.
  • How spouses can coordinate their approach to work together and save money.
  • The difference between a lump-sum approach and traditional insurance.
  • The 3 biggest mistakes people make as they contemplate their need for long-term care.

 

When: Wednesday, March 7, 2018 – 6:00 P.M. – 7:00 P.M.
Where: 1361 Elm Street, Suite 100
Manchester, NH 03101
Host: Legacy Financial Solutions, Inc.
Phone: (603) 647-7166
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